Welcome to the calm, practical money system for young adults who feel overwhelmed.
BudgetMum helps 18–25 year olds stop stressing about money and start feeling confident — using a simple, proven system built around real life, real income, and real priorities.
You don’t need to be good with numbers — the system does the maths for you.
No judgement.
No lectures.
No “just stop buying coffee”.
👉 Build a money system that actually works
“Instead of keeping everything in your head, you’ll have clear, fixed amounts you can trust.”
WHO IS THIS FOR
REAL-LIFE RESULTS
"It was a bit of a shock — but in a good way."
"Looking at the numbers was a bit of a shock at first.
I felt like I was spending too much and should be spending less — and I had Afterpay debts to pay off.”
What changed wasn’t willpower — it was clarity.
“Instead of everything being in my head, I now have fixed amounts.
I know what I can spend each week, and I know I’m covered.”
- Jayna (22)
"I don't have to think about it."
"I just forget about my money now, I don't have to think about it. It's all going where it needs to to go and I like knowing what I can spend each week."
With BudgetMum your money does the work for you.
Brook - (20)
"I finally feel calmer about money."
“I feel better knowing my income can build up a bit of a slush fund and that it’s okay if my income goes up and down.”
Instead of guessing, there’s a plan.
"I know how I’m paying for my next holiday, I know tickets and emergencies are covered, and I can add more to holidays when I get a pay rise.”
- Taylor (20)
"The spreadsheet made it make sense."
"Weekly and monthly numbers are confusing — especially when they’re large.”
BudgetMum turns messy numbers into one clear weekly picture, so decisions are easy and stress drops.
- McKay (19)
"Encouragement matters."
"It’s a lot to do at once — so having someone be encouraging really helps."
That’s why BudgetMum isn’t just a spreadsheet.
It’s guided, calm, and done with you — with follow-up to help implement everything properly.
Joseph - (25)